-
Reword age requirement to 18 years or older.
-
Proof of income and ability to repay.
Consumer Loans
up to $2,500
A flexible loan for personal purposes and refinancing loans with high interest rates
Start your loan application![image](https://firstcommunitycapital.org/public/front/images/consumer-loan-banner.jpg)
![image](https://firstcommunitycapital.org/public/front/images/loan-details-image.jpg)
Loan Details
-
Credit Builder Loans
-
Debt Consolidation / Management Loans
-
Immigration Related Loans
-
Payday Loan Alternative / Emergency Loans / Resilience Loans
-
Returning Citizens Loans
![image](https://firstcommunitycapital.org/public/front/images/terms-conditions-01.jpg)
Terms and Conditions
-
Term 6 -18 months
-
Low fixed interest rate
-
$0 Application Fee
-
5% closing fee due at loan signing
-
Fully amortizing
Eligibility Criteria
![image](https://firstcommunitycapital.org/public/front/images/eligibility-criteria-image.jpg)
Documentation Requirements
Two Forms of Identification
Consumer Loan Application
Proof of
Income
Bank Statements (most
recent) & any of the following documents
-
Current Paystubs
-
Employment Verification Letter
-
1099 Forms
-
Pension or Retirement Income Statements
-
Alimony or Child Support Documents
-
W-2 Forms
-
Social Security Benefits Statement
-
Tax Returns
-
Rental Income Statements
![image](https://firstcommunitycapital.org/public/front/images/documentation-requirements.jpg)
Common Purposes
Debt consolidation
Home improvements
Medical expenses
Education expenses
Wedding expenses
Emergency situations
Refinancing of payday loans
Refinancing of loans with high interest rates