Attain personal capital for all your consumer needs

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Start, Grow, and Develop your Business today with accessible working capital

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Training & Counseling

Get 1 on 1 personalized coaching and support

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Get personal or business loans


Consumer Loans
up to $2,500

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Small Business Loans
up to $50,000

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Why we care

Mulideen “Prince” Haadi – Haadi Shipping and Auto Body Work

"I extend my sincere appreciation to First Community Capital for playing a crucial role in the success and growth of Haadi Shipping and Auto Body Work, particularly during the challenging times of the pandemic. Their support in purchasing essential equipment significantly boosted our revenue, allowing us to thrive, grow our businesses, and create employment opportunities."

Waynette Miller : Avente Garde Results

"I'm delighted to share my positive experience with First Community Capital, as they not only provided a crucial business loan but also showcased an impressive commitment to customer satisfaction. Their quick response time, exceptional service, and consistent communication made the entire process seamless, earning my wholehearted recommendation for their unwavering commitment to customer success."

Rahmat Adeniji : L & R Global Link

"I'm deeply thankful for First Community Capital's instrumental support in shaping my business's growth through assistance with my business plan and access to crucial capital. Their team's invaluable guidance, commitment to my success, and personalized approach make them highly recommended partners for entrepreneurs like myself."

Jose Martinez : Martinez and Sons Corp

"I'm profoundly grateful to First Community Capital for their lifesaving support during a critical period when our business was struggling with high-interest rate lenders. Their efficient loan refinancing and restructuring played a crucial role in revitalizing our trucking operations, stabilizing and thriving our business, enabling us to expand and hire two new employees. I highly recommend First Community Capital for their impactful financial solutions and unwavering support during challenging times."

Amanda Morrow : The Flower Pot Café

"I'm profoundly grateful to First Community Capital for their pivotal role in The Flower Pot Café's success. Despite facing rejections from other lenders, they recognized our vision, providing a small loan for tenant improvement and another for equipment purchase, enabling our coffee shop to thrive with over 20 employees, turning our dreams into reality."

Ngozi Juliet Opefemi : Glory Homecare Services and Staffing Agency LLC

"I'm thrilled to express my gratitude to First Community Capital for their tremendous support in realizing my dream of establishing Glory Homecare Services and Staffing Agency LLC. Their unwavering support has not only made a meaningful difference in my life but has allowed me, as an immigrant, to experience a piece of the American dream."

News and Media


First Community Capital, Inc. certified as a Community Development Financial Institution

Oct, 10 2023

(Inland Empire, Calif.) The U.S. Department of the Treasury’s Community Development Financial Institutions Fund (CDFI Fund) has certified First Community Capital, Inc. as the first and only Community Development Financial Institution (CDFI) located in Southwest Riverside County. First Community Capital serves Southern California and Arizona. Community Development Financial Institutions play an important role in generating economic growth and opportunity in some of our nation’s most distressed communities. By offering tailored resources and innovative programs that invest federal dollars alongside private sector capital, the CDFI’s take a market-based approach to supporting economically disadvantaged communities.

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Giving Loans that Transform Lives

May, 10 2023

Fourteen years ago, JAY (OFORI) DIALLO ’08 planned to serve with the United Nations or World Vision, but he has pursued a different path with the same passion to help the less fortunate. Since earning a degree in political science from Westmont, he has spent his entire career in banking, transforming the lives of economically disadvantaged people in his community.

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Our partners and funders

We thank each of them and those who will join us shortly


Frequently Asked Questions

First Community Capital is a minority-led small business lender offering a diverse range of loan products, including small business loans and consumer/personal loans.

No. First Community Capital is a non-profit community development financial institution, certified by the U.S. Department of Treasury. We are CA Lender Licensed by the California Department of Financial Protection and Innovation (DFPI).

First Community Capital is headquartered in Riverside, Southern CA, with satellite offices in Los Angeles and Murietta. We currently provide financial services and technical assistance throughout Riverside, San Bernardino, San Diego, and Los Angeles counties.
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