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Microloans

Attain personal capital for all your consumer needs

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Entrepreneurship

Start, Grow, and Develop your Business today with accessible working capital

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Training & Counseling

Get 1 on 1 personalized coaching and support

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Get personal or business loans

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Consumer Loans
up to $2,500

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Small Business Loans
up to $50,000

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Why we care

Mulideen “Prince” Haadi – Haadi Shipping and Auto Body Work

"I extend my sincere appreciation to First Community Capital for playing a crucial role in the success and growth of Haadi Shipping and Auto Body Work, particularly during the challenging times of the pandemic. Their support in purchasing essential equipment significantly boosted our revenue, allowing us to thrive, grow our businesses, and create employment opportunities."

Waynette Miller : Avente Garde Results

"I'm delighted to share my positive experience with First Community Capital, as they not only provided a crucial business loan but also showcased an impressive commitment to customer satisfaction. Their quick response time, exceptional service, and consistent communication made the entire process seamless, earning my wholehearted recommendation for their unwavering commitment to customer success."

Rahmat Adeniji : L & R Global Link

"I'm deeply thankful for First Community Capital's instrumental support in shaping my business's growth through assistance with my business plan and access to crucial capital. Their team's invaluable guidance, commitment to my success, and personalized approach make them highly recommended partners for entrepreneurs like myself."

Jose Martinez : Martinez and Sons Corp

"I'm profoundly grateful to First Community Capital for their lifesaving support during a critical period when our business was struggling with high-interest rate lenders. Their efficient loan refinancing and restructuring played a crucial role in revitalizing our trucking operations, stabilizing and thriving our business, enabling us to expand and hire two new employees. I highly recommend First Community Capital for their impactful financial solutions and unwavering support during challenging times."

Amanda Morrow : The Flower Pot Café

"I'm profoundly grateful to First Community Capital for their pivotal role in The Flower Pot Café's success. Despite facing rejections from other lenders, they recognized our vision, providing a small loan for tenant improvement and another for equipment purchase, enabling our coffee shop to thrive with over 20 employees, turning our dreams into reality."

Ngozi Juliet Opefemi : Glory Homecare Services and Staffing Agency LLC

"I'm thrilled to express my gratitude to First Community Capital for their tremendous support in realizing my dream of establishing Glory Homecare Services and Staffing Agency LLC. Their unwavering support has not only made a meaningful difference in my life but has allowed me, as an immigrant, to experience a piece of the American dream."

News and Media

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First Community Capital helps small businesses, underserved communities in Inland Empire

Mar, 29 2024

Financial intuitions are not immune to economic challenges, however, this organization is seeing an upswing.

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First Community Capital Reports Significant Year-End Achievements and Growth for 2023

Mar, 20 2024

First Community Capital (FCC), proudly certified by the US Department of the Treasury as a Community Development Financial Institution (CDFI), is thrilled to report substantial achievements and financial growth for the year ended 2023. As a dedicated non-profit economic development institution, FCC has steadfastly championed economic justice and opportunity, dedicating its efforts to support economically disadvantaged small businesses and Low- and Moderate-Income individuals, particularly focusing on Black, Indigenous, and People of Color (BIPOC).

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CFPB Report Finds Large Banks Charge Higher Credit Card Interest Rates than Small Banks and Credit Unions

Feb, 17 2024

Switching to a lower rate could save the average borrower hundreds of dollars per year

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Our partners and funders

We thank each of them and those who will join us shortly

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Frequently Asked Questions

First Community Capital is a minority-led small business lender offering a diverse range of loan products, including small business loans and consumer/personal loans.

No. First Community Capital is a non-profit community development financial institution, certified by the U.S. Department of Treasury. We are CA Lender Licensed by the California Department of Financial Protection and Innovation (DFPI).

First Community Capital is headquartered in Riverside, Southern CA, with satellite offices in Los Angeles and Murietta. We currently provide financial services and technical assistance throughout Riverside, San Bernardino, San Diego, and Los Angeles counties.
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