Image

Small Business Loans

Loan Amount: $50,000 – $500,000

SBA 7(A) FAST

  • Lightning Fast Closings
  • LTVs up to 95%
  • 25-Year Fully Amortized
  • Loans Up to $5M 1st TD
  • 51% Owner-User Minimum
  • Nationwide
  • Purchase, Ref inance, Working Capital

PROPERTY TYPES
(Office, Industrial, Retail, Special Use Properties)

Common Uses

  • Expansion: Scale operations, increase production, or enhance services.
  • Equipment: Upgrade tools, machinery, or technology.
  • Property Improvements: Renovate or expand physical spaces.
  • Technology: Upgrade IT systems and software.
  • Marketing & Growth: Enter new markets or launch campaigns.
  • Hiring: Bring in key talent for growth.

Loan Benefits

  • Affordable Rates
  • Community-Based Underwriting

Required Documents

  • Intake Form & Loan Application
  • Personal & Business Financial Statements
  • Business & Personal Tax Returns (3 years)
  • Bank Statements (last 3 months)
  • Employer Identification Number (EIN)

Eligibility & Terms

  • Collateral Required: Business assets secure funding
  • Interest Rate: Competitive, based on business needs.
  • Credit Score: 650 minimum.
  • Use of Funds: Expansion, working capital, inventory, and more.

Apply Now

Ensure all documents are clear and up-to-date for a smooth review process.
Basic Information
Loan Amount
Business Information
Financial Information

FAQ

What is the Small Business Loan Application Process?

Small business loans are designed to support the growth and operational needs of small to medium-sized enterprises (SMEs). These loans can be used for a variety of purposes, including purchasing equipment, expanding operations, or increasing working capital.

Step Description
Submit Application Application Submission: Complete the loan application form. Provide detailed and accurate information about your business and its financial needs to facilitate a smooth review process.
Loan Officer Follow-Up Initial Review: A loan officer will review your application to ensure it meets the basic lending criteria. They may reach out to you for further clarification or additional information to better understand your business and its needs.
Pre-Approval Financial Assessment: The lender will perform a thorough review of your financial statements, credit history, and business plan. They will assess your ability to repay the loan based on your business’s cash flow, profitability, and financial projections.
Gather Documents Document Submission: If your application passes the initial review, you will be asked to submit further documentation. This may include detailed financial records, proof of ownership, business licenses, and other legal documents.
Loan Decision Due Diligence: The lender conducts due diligence, examining all the documents provided to verify the details and ensure the business is a viable candidate for the loan. This process includes checking for any outstanding debts or legal issues that might impact the business.
Close Loan Signing and Disbursement: Once approved, you will be asked to sign the loan agreement. The loan terms, including interest rate, repayment schedule, and any collateral requirements, will be finalized. After signing, the loan funds will be disbursed to your business account.